Parents and Kids Archive

Child Trust Funds – Essential Investors Guide

There are some situations in which it is used to generate a better future for a loved one. That is certainly the case when one is investing in a child trust fund.

A child trust account can be used for investing money that will later be used to pay for some expense in the future. Typically, the money in the trust fund is used to pay for a higher education or for a first home. Regardless of what exactly the money is being used for, it is apparent that it is being used by a loved one for something that is important.

The primary reason to set up a children trust fund is to give the money you put in it time to grow to much larger sum. It is for this reason that you set up children trust funds when the person is still a child. You might have a couple of decades or so to allow that money to grow before they are going to use it. When doing this, you are giving them a much better gift than just saving the amount that you would have invested.

If you are interested in how to set up child trust funds at this point, it is vital that you know some of the basics. The primary thing to know is that you are going to need to speak to an investment broker to set this up. For this kind of an account, it is important to speak to an actual investment broker. Trying to use an online broker will not be able to get you the results that you are looking for.

A child trust fund account is a special type of investment. It is not something that you are likely going to go into and mess with that much. What this means is that you are not likely to change the types of investments that are contained within the child trust fund account that much. As such, it is important that you have the right investment company handling this account.

Start searching for the right company and the right type of account for your child. This research can easily be done on the internet. You just need to look up any number of different comparison websites. They will lay out the options that each and every broker has to offer. From there, you just need to select the plan that you believe will be the best for your child in the future.

Outodoor Game For Kids To Play In The Woods

Camouflage and Outdoor Games for Kids

Kids love hide and seek but why not try to make hide and seek a little more fun and grown up with some Camouflage Games. As most kids love to dress up it is easy to get the kids enthusiastic about this sort of game. So here are some tips to make these games a success.

Wear muted colours withno bold outlines or logos
Disguise faces. The shape of a face can really stand out.
Use mud or facepaints to blur your shape or wear a cap or hat.
Try to adopt a shape that blends in with surrounding features.
It is important to move quietly and slowly without sudden jerks.
If you are looking for wildlife you need to make sure if you
approach from downwind as most animals rely heavily on their
sense of smell.
To make your own camouflage use an old rug, sacking, or garden
netting.

Out Door Games to Play in the Countryside

The following games are great for playing in open woodland in the countryside.

Wildlife Spotting

Everyone finds a spot to sit comfortably and quietly to watch,wait and listen. Bring some breadcrumbs or bird seed and scatter them twenty yards away from your lair. Then just wait and watch and listen.

Look for Something Unusual

Divide up over a small area and look for something unusual or of interest. It maybe a stone, a spiders web, a footprint, a nest, an ant hill. Allow five or ten minutes depending on the childrens age and then each one in turn shows the rest of the group what they have found.

Capturing the Enemy

Divide into two teams. each team has a base. The idea is for each team to try and creep up on the others team and take their base.

For smaller groups and/or younger children have just one base guarded by an adult. The rest of the party have to try and creep unseen and storm the base.

Manhunt

Again two teams or a couple of people selected as seekers. The hiders go and hide making use of their camouflage while the seekers have to spot them. Once spotted they are either out or they have to make it back to base without being caught.

Top Christmas Gifts For Parents

Selecting proper Christmas gifts for parents should show your care for them. No matter how much time you spend with them once a year, their health is always what you care most. Portable monitoring and treatment medical devices are top Christmas gifts for parents.

Accompanied by the advancement of quality of life, there have been a series of health problems. By selecting portable medical equipment like a blood pressure monitor, or a hearing aid, on one hand you express your concern to your parents or grandparents with such Christmas gifts, on the other it help strengthen their health awareness. Isn’t it fantastic?

Take blood pressure monitor for example. Hypertension is a common problem among old people so it is a good option to choose a blood pressure monitor as Christmas gifts for parents, and they rank top among top selling Christmas gifts. In this way, your parents can know about the blood pressure anytime and anywhere with great convenience, instead of going far away to hospitals regularly.

There are four basic types of blood pressure monitors: aneroid, digital, finger, pediatric, and wrist blood pressure monitor. You could choose one of them according to the needs. One point to keep in mind is to choose the right size of cuff for comfort and accurate reading of blood pressure. No matter which one to choose, it is wise to choose easy-to-use blood pressure monitors that are lightweight, portable and easy to operate and read as the best Christmas gifts.

Christmas is a great opportunity for family and friends to get together to talk, and to show the love to each other. It is not the Christmas gift that really count but the meaning behind it. For parents who have devoted and will continue to devote their whole life to children, they just expect health and peace for the whole family. Likewise, as children, what we want is parents are both healthy and happy. In this case, it is wise to choose medical equipment as the best Christmas gifts for parents. Most importantly, such gifts are of much practical use.

Thoughtful Gifts For Your Parents

There is a day in a year to show your mum you care and a different day to show your dad how much he means to you. Those are days to actually make your parents feel special by giving them gifts. If you truly want to give them gifts as special as they are, you should consider giving personalised gifts. Any particular item can be personalised through engraving, printing, painting or monogramming it. It is a good thing that there are online gift stores that can personalise any item for you.

The internet does make shopping for gifts a lot easier. For instance, you can try searching for gifts for men Ireland and you will get lots of online gift stores with lots of items to choose from. Searches that include a particular location can ensure that you get the right stores that will actually deliver the items you order right to your doorstep. If you are trying to come up with gifts for Mothers Day, you can also try searching for experience gifts that can help her rest and relax. It is really rare for any mum to have some me time which is why experience gifts are probably the best gifts for women. Try treating her like a queen and do not let her lift a finger for a single day. That will probably a treat she will never forget. If you cannot give her such a gift, a trip to the spa can be the next best thing. At the spa, she can get a massage, facial, manicure and even a pedicure. Another alternative would be to pamper her at home with bath salts, oils, confetti, moisturizing lotion and aromatherapy candles.

Treasures and other trinkets can also be great presents for mum. An engraved trinket box with a particular design that she will love can be useful and still have that personal touch. If you have the means, you can even give her jewelry to store inside that trinket box. You can have your personal heartfelt message engraved on the box as well. It is a good way to tell her how much you love her. More practical mums might not enjoy trinkets at all. For these mums, grow it kits might be better. If she is a really good cook, you can make sure she always has a fresh supply of herbs by giving her grow it kits with herb seeds. As an added note, dads are not so different from mums, but they might have different interests.

Child Support Modification – Support Relief For Fathers

Child support modification is used to legally reduce the amount of child support paid each month. Many non-custodial Dads are under the impression that once child support has been ordered they are stuck with that specific Court ordered amount. Not true!

There are many reasons that reducing child support may be necessary, especially in today’s recession economy. Many Dads are losing their jobs, having their hours reduced, or having their pay reduced. Any of these instances may be cause for modification of child support.

There are special forms, along with instructions, for this procedure provided in DadsCanWin! The Department of Child Support Enforcement has the ability to reduce support payments without a court procedure but may not be willing to do so. Don’t despair, the law is on your side!

You may feel guilty about needing to reduce your child support payments. You may think it will lower your child’s standard of living and they will dislike you because of it. Well, you need to do a reality check. If you lose your job, or for any other reason can’t make your child support payments, you face jail time! Child Support Enforcement can suspend your driver’s license, recreational licenses, and other licenses you may need to work.

Sitting In Jail Because You Are Behind on Child Support
Payments Does Not Help Your Children

Getting a new job will be difficult if you have no driver’s license and without a new job you will not be able to pay your child support. You can see that this is a downward spiral to nowhere. Just think how your child will feel if you are not there to visit them because you are in jail! Not the picture you want them to have of their Dad.

So, the alternative of seeking child support modification seems like the intelligent thing to do. If you truly feel terrible, once you get your job back, or otherwise correct your income, problem you can then start paying more child support again. However, you have protected yourself when your income was reduced.

Each state has guidelines for the amount of child support based on, typically, the non-custodial parents income, and the custodial parent’s income. Many Dads are not aware that if their ex’s income changes substantially for the better, they may be able to reduce the amount of child support that is due. Be sure to check out your states guidelines when preparing your Child Support Modification forms.

This procedure can be done without an attorney thereby saving you typically thousands of dollars. In addition, most attorneys are reluctant to represent non-custodial Fathers in child support issues. But, you can do this yourself and DadsCanWin can show you the way.

Remember, the most important thing, if your income has changed, is to take action before you get behind. Losing your driver’s license and facing jail is no picnic. The law is on your side if you take action!

Using Kangaroo Mother Care Tips For Parents To Keep Post Natal Depression Away

Tips for parents about the use of Kangaroo Mother Care in warding off PND are helpful in helping to ease a Mother and her newborn through their beginning life together. When a woman is pregnant, her body releases a variety of hormones. These hormones help to improve nutritional digestion, redirect energy toward cell development, and of course trigger labor and delivery. With the birth of her baby there is a change in hormonal balance and lifes priorities, which can result in PND, or post natal depression.

Since the body has already been naturally carrying a baby in a kangaroo-like state it is normal for a Mothers body to adjust and provide KMC outside of the womb, having that similar closeness. It’s extremely healthy for a newborn baby to transition into the world in this way. After all, the baby has been inside the Mothers womb being carried in a very similar fashion to the kangaroo caring.

A tip for parents about the use of Kangaroo Mother Care to reduce the onset of Postnatal Depression is to be aware that helps to increase the release of happy hormones that promote feelings of love. It’s great for a Mom to use Kangaroo Mother Care in nurturing her baby and at the same time look after the way she is feeling as well.

There are different tips for parents using KMC when it comes to sleeping. Advocates of KMC encourage sleeping with a baby in this position. The Kangaroo Mother Care position requires the mother to sleep in a prone position that actually makes it very difficult to potentially do any harm to her newborn. Some experts even recommend that Mothers sleep sitting up. Every parent has to determine for themselves what is best for them and their baby.

As for tips for parents about the use of KMC as therapeutic in warding of PND, it is a very beneficial method of preventing postnatal depression. Kangaroo Mother Care has untold benefits and it is important for every parent to work out what works best for them and their baby in preventing the onset of postnatal depression.

Child Relocation after Divorce

Divorce is a stressful time for all parties involved. It is a life-changing situation especially when children are involved. The stress is exacerbated further when custodial parent relocation becomes a point of contention.

Florida Laws on Post-divorce Relocation Florida Statutes concerning relocation are focused on what is best for minor children and protecting the rights of non-custodial parents. If the relocation means moving more than 50 miles from the non-custodial parent, the relocating parent will have to inform the courts and the former spouse by using the Intent to Relocate form. The laws specify formal written consent. However, even when the other party consents, the Court may still step in to review the petition.

When the Ex-spouse Objects The non-custodial parent has 30 days to contest the petition in writing. Relocation cannot take place until after the petition has been heard and decided by a judge. Cases involving child relocation cannot normally be adjudicated in a day, so plan for a waiting period when scheduling the moving van.

Factors Considered in Custodial Parent Relocation Cases In most cases, the custodial parent’s decision to move is well intentioned. Relocation may be due to a job opportunity or the need to be closer to family who can help with childcare. Nonetheless, procedures are in place to ensure that the move will not interfere with the visitation agreement set forth in the divorce decree. The primary custodial parent must be prepared to offer alternatives should the move limit the non-custodial parent’s ability to spend time with the child.

The Court will also focus on how relocation will affect the children’s quality of life specifically their relationship with the other parent and other people important to them. Emotional, mental and physical impact of child relocation will be examined in detail during the hearings, taking into consideration the child’s age and any special needs that should be addressed.

Other relocation factors that will be taken into consideration include justifications cited by the parent contesting the petition along with any allegations of abuse or neglect on the part of either party.

The Role of a Lawyer In Relocation Cases The custodial parent needs to present a compelling case in front of the judge hearing the case. Family courts are attuned to the dynamics of divorce and would not look favorably on any party seeking to skirt the conditions of the divorce decree. It is best to consult an attorney with relevant experience, knowledge of local laws and familiarity with relocation factors to make sure that the petition moves forward in a timely manner. After all, it is in the best interests of minor children that parents are able to move on with their lives.

If you have questions regarding Florida Alimony in the State of Florida, please contact: Eric C. Cheshire (561) 655-8844 or visit our website at

How To Open A Kids Store Online With A Free Startup Kit

I assume that you have a real passion for children and you want to take that passion further and you are just exploring some opportunities to open a kids store online. This is about home based kids business opportunities that enable you to start your own online kids supply store.

As with any business, if you want to devote a lot of your time to your online kids supply store, you can do really well. If you devote less time you can do it as a part time venture. It’s up to you.

If you decided to open a kids store online, you would have access to over 70 million homes and part of the billions that are spent on kids products online every year. You can grab as little or as much as that fortune that you desire. It’s within you to make it happen.

When you open your online kids store, you will instantly get a free kit that includes your own kids supply store that has an up and running inventory hosting many different types of popular kids products, free and instant set up and activation, free consultation in marketing, reports on cash flow/finances and guides on marketing and business start up.

Once you sign up to open a kids store online, you will get everything that you need to run profitable online kids shop business that makes money for you 24 hours a day, even when you are asleep, at work or on holiday. You will receive a marketing guide that explains how to get visitors to your online store. There are many ways to get tons of targeted traffic that you can check out after you have your online kids supply store up and running. You will have no employees to worry about either.

As for the inventory and shipping, that is all taken care of so you don’t have to worry about that aspect of your online kids store.

Starting any business IS hard work to begin with. The beauty of it is that you are more likely to succeed when you open a kids store online because you have a genuine passion for kids and that will become evident as you start to make more and more money online. The rewards can be truly great.

Surfing Books – Essential To Create Safe Surfing Habits In Children

Ocean Surfing is becoming one of the most common and entertaining water sport among children. Therefore, parents, who are keen to teach surfing to their children, must consider buying surfing books.

Children surfing books acts as a cautious guide for surfing. These books are specially written for the young readers. The main aim of these books is to impart knowledge about surfing. Therefore, they are written in simple and easy language to guide children about the common ocean safety rules.

These books deliver complete information about ocean waves, terminology and safety tips. It also asks various multiple questions to enhance learning about ocean safety and surfing. These ocean safety books also carries enough details about the dangers of the ocean’s power. Thus, these books not only entertain the children but also connect the young readers to the reality of the oceanic world.

Children tend to admire stories and tales which helps them to learn fast. These surfing books tell various surfing stories which help captivate the imagination of children. The tales and the characters placed in these stories enhance learning and make it more exciting and appealing to groms. Thus, these books simplify learning.

Children surfing books are gaining popularity among people for their multiple advantages and benefits. But, the best surfing books are rarely available in the nearby local book stores. Therefore, now-days parents prefers to buy the best surfing books for their children from the online book stores. Hence, on-line books purchasing is becoming a common solution to the problem.

These online book stores serve wide varieties of ocean surfing books and facilitate parents to choose the best surfing book, in accordance to their needs and budget. These on line stores guarantee the delivery of the ordered books to the door step along with hassle free on line payment.

Asthma Rates Decrease Among Children Due to Reduced Number of Smokers

Currently fewer Canadian children are being diagnosed with asthma, due to reduced number of smokers and consequently because of reduced exposure to second hand smoke, according to statistics.

In more than a decade rates of the chronic inflammatory disease dropped to substantially reduced levels among children aged two to seven.

“A variety of environmental factors, as for example reduced exposure to cigarette smoke contributed significantly to these statistics,” the study declares.

Canada’s national statistical agency (Statscan) showed that 9.8% of children aged two to seven were diagnosed with asthma in 2008-09, significantly lower than 13.2 % in 2000-01.
This drop occurred mainly because fewer Canadian children live in families where adults smoke, according to study.

About 6% of children aged 11 and under were regularly exposed to second hand smoke at their homes in 2008, if compared with 24% in 2000. As about teenagers 13% aged 15 and older smoked regularly in 2008, dropping from 19% in 2000.

In present a few parents smoke because there were no statistically proved differences in asthma rates between children in smoking and non-smoking families between 2006-07 and 2008-09.

“This data shows that adult smoking rates dropped significantly, thus parental smoking is not seen as the leading cause of asthma in young children,” declared the representative of Statscan.

This link between reduced smoking and fewer cases of asthma are not unique only for Canada. For example, after Scotland prohibited smoking in public places, serious cases of asthma fell among preschool and school-aged children.

For instance researches from western countries discovered that asthma rates among children rose steadily for several decades before decreasing.

Statscan declared that reduced disease rates might also be due to changes in the population structure, changes in diagnostic methods, decline in the predominance of respiratory allergies, advances in air quality and changes in hygiene practices.

As well as asthma, ear infections are related to exposure to second hand smoke.

Canadas national statistical agency found out that asthma predominance decreased in the Atlantic Provinces, Ontario and Quebec, but remained quite stable in the West. This survey also discovered that the number of children who had had an asthma attack in the past 12 months dropped to 36 % in 2008-09 from 53 % in 1994-95.

The give study is based on data presented by the National Longitudinal Survey of Children and Youth, a long-term study that capture information from thousands of families. The survey has been led every two years since 1994-95.